advisory
- Hits: 4
You’re paying fees you don’t fully understand, working with providers who avoid straight answers, and making decisions without clean data. That’s not because payments are impossible to understand — it’s because the industry benefits when you don’t.
I help business owners and operators understand, evaluate, and improve their payment acceptance models — across card-present, e-commerce, and hybrid environments.
I am here to make sure you’re making the right decisions, with full visibility and no hidden incentives.
I work for you, not a bank, not a processor, not a sales quota.
Owner, Global Leader, Revenue Consultant focused on Payment Models
| VISA Rules and Regulations | WEB | Website |
| Visa Data Standards | WEB | Website |
| MasterCard Rules | WEB | Website |
| PCI Compliance | WEB | Website |
"I wish we had done this years ago"
For those who need a little more time to get to know us, there is our NEWSLETTER and our PODCAST and my LINKEDIN PROFILE, to get you started
Quick ONE hit, high impact review and analysis consulting
A focused advisory engagement to analyze your current payment model and uncover risks, inefficiencies, and opportunities.
Best for: Businesses that want clarity and direction before making changes.
Deep consulting engagement focused on maximum revenue growth and cost containment
For teams that want a trusted payment expert on call — without hiring one full-time.
Best for: Growing companies, multi-channel merchants, or complex setups.
Train-the-Trainer engagement designed to make the client the expert
Workshops or structured education for founders, operators, or internal teams.
Best for: Businesses that want long-term internal understanding and control.
No Sales Pitch
No Obligation
Just an honest discussion about where you are and what makes sense next.
Joe Zahaitis
Zahaits Consulting, The Payment Process, Basix Broadcasting, ZCraft Woodworking, Your Heart is Your Life, Hidden Alliance