advisory
- Hits: 42
education
- Hits: 43
revenue
- Hits: 43
costs
You're Probably Looking at the Wrong Number
COST
Most Businesses Don't Actually Know What they are Paying in Card Fees
Travel Gear & Packing Tips
Vehicula hymenaeos tincidunt mattis, volutpat congue sed wisi, nec suspendisse donec risus nullam tellus quis. Commodi ante nec primis ut fusce, et justo, aliquam et felis tempor, arcu magna. Quam tristique iaculis, tellus rhoncus quis nonummy potenti felis, donec suscipit euismod donec mattis enim massa. Magna et odio suspendisse fusce in mauris, vestibulum orci et urna, elit faucibus tellus felis commodo pretium proin. Integer curabitur ac montes lacus.
Travel Planning Tips
Et eu, porta imperdiet consequat, amet condimentum sed, nec phasellus interdum mattis cursus dui aliquet, maecenas ac vitae natoque pretium molestie. Donec aliquet nisl vestibulum at pariatur cras, vestibulum eget in diam risus dolor, lacinia volutpat. Donec lectus vel, arcu id ullamcorper in egestas. Mollis et eu non aliquet metus orci, at congue, eu turpis tellus.
Travel Safety & Health
Vehicula hymenaeos tincidunt mattis, volutpat congue sed wisi, nec suspendisse donec risus nullam tellus quis. Commodi ante nec primis ut fusce, et justo, aliquam et felis tempor, arcu magna. Quam tristique iaculis, tellus rhoncus quis nonummy potenti felis, donec suscipit euismod donec mattis enim massa. Magna et odio suspendisse fusce in mauris, vestibulum orci et urna, elit faucibus tellus felis commodo pretium proin. Integer curabitur ac montes lacus.
Travel Photography Advice
Et eu, porta imperdiet consequat, amet condimentum sed, nec phasellus interdum mattis cursus dui aliquet, maecenas ac vitae natoque pretium molestie. Donec aliquet nisl vestibulum at pariatur cras, vestibulum eget in diam risus dolor, lacinia volutpat. Donec lectus vel, arcu id ullamcorper in egestas. Mollis et eu non aliquet metus orci, at congue, eu turpis tellus.
In case you miss any information or just want to give us feedback, please feel free to contact us.
Frequently Asked Questions
-
What's your favorite airline?
Lorem ipsum dolor sit amet, lorem eu vitae gravida nisl fringilla lorem, vehicula feugiat lobortis. In vitae ut, vivamus id. Nulla aenean felis arcu, elit mauris fringilla massa blandit. Luctus commodo facilisi iaculis at nullam. -
How do I prepare myself?
Penatibus velit eu, neque mauris magna nulla maecenas arcu, at quisque massa dictum, aut justo dui ligula facilisis quam tortor. Aliquam mattis aliquet lectus ac lacus. Placerat placerat a urna velit sed. Turpis est tempus lacus sed sodales vel,. -
Where can I find the best gear for my adventures?
Velit ut, risus erat urna, mollis nulla fringilla blandit viverra consequat, erat lorem lectus, ipsum blandit. Consectetuer nec ligula pretium quaerat, nonummy turpis deleniti a quisque nullam massa. -
What should I do when I get sick?
Penatibus velit eu, neque mauris magna nulla maecenas arcu, at quisque massa dictum, aut justo dui ligula facilisis quam tortor. Aliquam mattis aliquet lectus ac lacus. Placerat placerat a urna velit sed. Turpis est tempus lacus sed sodales vel. -
Should I use cash money or credit cards for my trips?
Velit ut, risus erat urna, mollis nulla fringilla blandit viverra consequat, erat lorem lectus, ipsum blandit. Consectetuer nec ligula pretium quaerat, nonummy turpis deleniti a quisque nullam massa. -
Do I have to learn new languages?
Lorem ipsum dolor sit amet, lorem eu vitae gravida nisl fringilla lorem, vehicula feugiat lobortis. In vitae ut, vivamus id. Nulla aenean felis arcu, elit mauris fringilla massa blandit. Luctus commodo. -
Where do I find people for group trips and adventures?
Lorem ipsum dolor sit amet, lorem eu vitae gravida nisl fringilla lorem, vehicula feugiat lobortis. In vitae ut, vivamus id. Nulla aenean felis arcu, elit mauris fringilla massa blandit. Luctus commodo facilisi iaculis at nullam. -
How much luggage can I take?
Aliquam id elit cursus phasellus, in ut pede integer non ut dui, lacus phasellus dolor praesent diam sodales, aliquam etiam sodales ullamcorper vulputate. Fermentum et commodo mauris vivamus nec. -
Do I need a sleeping bag?
Magna vel dolorem eros erat, fermentum ornare a curabitur, natoque vel. Integer lacinia habitasse sed integer massa integer, dui sem, eu ligula integer adipiscing est, sodales commodo nunc vestibulum.
Don't miss it
Useful Travel Websites
- Hits: 101
Work with me
WORK WITH ME
Enhanced Revenue. Clear Answers. Lower Costs. Better Decisions.
Most businesses don’t have a payment problem.
They have a clarity problem.
You’re paying fees you don’t fully understand, working with providers who avoid straight answers, and making decisions without clean data. That’s not because payments are impossible to understand — it’s because the industry benefits when you don’t.
I exist to change that.
WHAT I DO (AND WHAT I DON'T)
I help business owners and operators understand, evaluate, and improve their payment acceptance models — across card-present, e-commerce, and hybrid environments.
I am not here to sell you a processor.
I am here to make sure you’re making the right decisions, with full visibility and no hidden incentives.
My role is simple:
I work for you, not a bank, not a processor, not a sales quota.
Zahaitis Consulting
Joseph Zahaitis
Owner, Global Leader, Revenue Consultant focused on Payment Models
HOW WE WORK TOGETHER
Step One: Clarity First
-
Current Processing Environment
-
Current Pricing Model
-
Risks and Exposure
-
Operational Friction Points
Step Two: Revenue Enhancement
-
What's working, and what's not
-
Opportunity cost review
-
Adding revenue by converting more clients
-
Converting more sales through reduced friction
Step Three: Options and Recommendations
-
Cost containment and value maximization
-
Model misalignment and provider review and renegotiation
-
Provider change - only as a last resort or your request
-
Team education and process improvements
Resources
| VISA Rules and Regulations | WEB | Website |
| Visa Data Standards | WEB | Website |
| MasterCard Rules | WEB | Website |
| PCI Compliance | WEB | Website |
What Clients Value Most
- Transparency: You finally see the FULL picture
- Independence: Advice NOT tied to SELLING you something
- Speed: Real answers without weeks of back-and-forth
- Trust: No games, No pressure, No surprises (Answer FIRST)
Most clients tell me the same thing:
"I wish we had done this years ago"
NEWSLETTER
For those who need a little more time to get to know us, there is our NEWSLETTER and our PODCAST and my LINKEDIN PROFILE, to get you started
WAYS TO ENGAGE
1 Strategic Payment Review
Quick ONE hit, high impact review and analysis consulting
A focused advisory engagement to analyze your current payment model and uncover risks, inefficiencies, and opportunities.
Best for: Businesses that want clarity and direction before making changes.
2 Ongoing Advisory and Optimization
Deep consulting engagement focused on maximum revenue growth and cost containment
For teams that want a trusted payment expert on call — without hiring one full-time.
Best for: Growing companies, multi-channel merchants, or complex setups.
3 Education and Training
Train-the-Trainer engagement designed to make the client the expert
Workshops or structured education for founders, operators, or internal teams.
Best for: Businesses that want long-term internal understanding and control.
We're always here for you
LET'S START WITH A CONVERSATION.
No Sales Pitch
No Obligation
Just an honest discussion about where you are and what makes sense next.
Joe Zahaitis
Zahaits Consulting, The Payment Process, Basix Broadcasting, ZCraft Woodworking, Your Heart is Your Life, Hidden Alliance
- Hits: 1244